Vesting -12month lock on staking Illuvium

Illuvium (ILV) has a 12 month lock/vested on rewards for staking from the date you claim them.

Is tax paid on the date that they are initially claimed or when the lockup period finishes?
If it is from the date they are initially claimed then this does not show up in Koinly. Furthermore, in ILV case many tokens have been claimed in the 1000’s and are now worth 100’s. How can anyone afford that?

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